<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>CX Cash Blog</title><description>CX Cash tracks all your cash flows and helps founders and investors ensure every dollar is invested in high-ROI activities. Get early access.</description><link>https://cxcash.com/</link><language>en-us</language><item><title>Cap Table Dilution: Run Your Equity Like a Kitchen Brigade, Not a One-Cook Line</title><link>https://cxcash.com/blog/cap-table-dilution-guide/</link><guid isPermaLink="true">https://cxcash.com/blog/cap-table-dilution-guide/</guid><description>Cap table dilution feels like losing your kitchen. It&apos;s really staffing it. A founder&apos;s guide to adding stations on purpose so you can serve far more covers.</description><pubDate>Tue, 11 Aug 2026 00:00:00 GMT</pubDate><category>fundraising-runway-equity</category></item><item><title>LTV:CAC Ratio: Read It Like Pot Odds Before You Push Your Chips In</title><link>https://cxcash.com/blog/cac-ltv-ratio/</link><guid isPermaLink="true">https://cxcash.com/blog/cac-ltv-ratio/</guid><description>The LTV CAC ratio is the pot odds of your growth: what a customer pays back against what you bet to acquire them. Here is how to read the ratio before you raise.</description><pubDate>Mon, 10 Aug 2026 00:00:00 GMT</pubDate><category>saas-metrics-unit-economics</category></item><item><title>What Is Account Reconciliation? The Instrument Cross-Check For Your Cash</title><link>https://cxcash.com/blog/what-is-account-reconciliation/</link><guid isPermaLink="true">https://cxcash.com/blog/what-is-account-reconciliation/</guid><description>What is account reconciliation? It&apos;s the instrument cross-check pilots run on every reading, applied to your money, so a single wrong number can never fly your company into a wall.</description><pubDate>Fri, 07 Aug 2026 00:00:00 GMT</pubDate><category>budgeting-spend-working-capital</category></item><item><title>The Startup Finance Glossary: 60+ Startup Finance Terms Founders Should Know</title><link>https://cxcash.com/blog/startup-finance-glossary/</link><guid isPermaLink="true">https://cxcash.com/blog/startup-finance-glossary/</guid><description>A plain-language glossary of 60+ startup finance terms, from cash position and runway to ARR, the close, cap tables, and fund metrics like IRR and TVPI.</description><pubDate>Thu, 06 Aug 2026 00:00:00 GMT</pubDate><category>fpa-reporting-systems</category></item><item><title>Safe vs Convertible Note: Your Fundraising Opening, and Why It Decides the Endgame</title><link>https://cxcash.com/blog/safe-vs-convertible-note/</link><guid isPermaLink="true">https://cxcash.com/blog/safe-vs-convertible-note/</guid><description>A safe vs convertible note guide that treats your first raise like a chess opening: the early moves look small, but they set the pawn structure your whole cap table inherits.</description><pubDate>Tue, 04 Aug 2026 00:00:00 GMT</pubDate><category>fundraising-runway-equity</category></item><item><title>The Rule of 40 in 2026: Summiting Is Easy, the Descent Kills SaaS Companies</title><link>https://cxcash.com/blog/rule-of-40/</link><guid isPermaLink="true">https://cxcash.com/blog/rule-of-40/</guid><description>The Rule of 40 says your growth rate plus your EBITDA margin should clear 40. But the score is just the summit. Here is why the descent, not the peak, decides which SaaS companies survive.</description><pubDate>Mon, 03 Aug 2026 00:00:00 GMT</pubDate><category>saas-metrics-unit-economics</category></item><item><title>Expense Management for Startups: Prune the Spend So the Business Can Grow</title><link>https://cxcash.com/blog/expense-management-startups/</link><guid isPermaLink="true">https://cxcash.com/blog/expense-management-startups/</guid><description>Expense management for startups is not bookkeeping. It is pruning, the selective removal of dead spend so light and cash reach the parts of the company that actually bear fruit.</description><pubDate>Fri, 31 Jul 2026 00:00:00 GMT</pubDate><category>budgeting-spend-working-capital</category></item><item><title>Your Startup Finance Stack Is a Building, and the Foundation Is Cracked</title><link>https://cxcash.com/blog/startup-finance-stack-2026/</link><guid isPermaLink="true">https://cxcash.com/blog/startup-finance-stack-2026/</guid><description>A startup finance stack is a structure you build tool by tool, and like any building it stands or falls on its foundation. Here is what holds it up, and what makes it sway.</description><pubDate>Thu, 30 Jul 2026 00:00:00 GMT</pubDate><category>fpa-reporting-systems</category></item><item><title>The Cash Conversion Cycle Explained: Read It Like a Race Split</title><link>https://cxcash.com/blog/cash-conversion-cycle-explained/</link><guid isPermaLink="true">https://cxcash.com/blog/cash-conversion-cycle-explained/</guid><description>The cash conversion cycle is the clock on every dollar, from the start line where you pay suppliers to the finish where customers pay you. Here is how to read your splits and run a negative one.</description><pubDate>Tue, 28 Jul 2026 00:00:00 GMT</pubDate><category>cash-flow-forecasting</category></item><item><title>Too Much Cash on the Balance Sheet: Why an Idle Pile Plays No Note</title><link>https://cxcash.com/blog/can-a-company-have-too-much-cash/</link><guid isPermaLink="true">https://cxcash.com/blog/can-a-company-have-too-much-cash/</guid><description>Can a company have too much cash on the balance sheet? Yes, and idle cash is an orchestra half-silent: capital that sits out makes no sound and no return.</description><pubDate>Mon, 27 Jul 2026 00:00:00 GMT</pubDate><category>cash-treasury-management</category></item><item><title>Startup Financial Red Flags: Reading the Tells at the Table</title><link>https://cxcash.com/blog/red-flags-in-startup-financials/</link><guid isPermaLink="true">https://cxcash.com/blog/red-flags-in-startup-financials/</guid><description>The best startup financial red flags read like tells at a poker table. Here is how to spot the number that does not fit the story before you call the bet.</description><pubDate>Fri, 24 Jul 2026 00:00:00 GMT</pubDate><category>for-investors-boards</category></item><item><title>When to Raise a Round: Read the Weather Window, Launch Before the Storm</title><link>https://cxcash.com/blog/when-to-raise-your-next-round/</link><guid isPermaLink="true">https://cxcash.com/blog/when-to-raise-your-next-round/</guid><description>When to raise a round is a timing call, like reading a weather window. You launch when the front is favorable and you still have fuel, not when the tanks run dry.</description><pubDate>Thu, 23 Jul 2026 00:00:00 GMT</pubDate><category>fundraising-runway-equity</category></item><item><title>Net Revenue Retention Is Your Blood Volume: Reading Churn as a Bleed</title><link>https://cxcash.com/blog/saas-retention-churn-grr-nrr/</link><guid isPermaLink="true">https://cxcash.com/blog/saas-retention-churn-grr-nrr/</guid><description>Net revenue retention tells you whether your revenue body is making more blood than it loses. Here is how to read churn as a bleed, not a count.</description><pubDate>Tue, 21 Jul 2026 00:00:00 GMT</pubDate><category>saas-metrics-unit-economics</category></item><item><title>Financial Risk Management for Small Businesses: Build the Fire Code, Not the Extinguisher</title><link>https://cxcash.com/blog/financial-risk-management-small-business/</link><guid isPermaLink="true">https://cxcash.com/blog/financial-risk-management-small-business/</guid><description>Financial risk management for small businesses works like a fire code: the win is in prevention, not heroics once the cash is already burning.</description><pubDate>Mon, 20 Jul 2026 00:00:00 GMT</pubDate><category>modeling-scenario-risk</category></item><item><title>Top-Down vs Bottom-Up Budgeting: The Blueprint and the Brick Count</title><link>https://cxcash.com/blog/top-down-vs-bottom-up-budgeting/</link><guid isPermaLink="true">https://cxcash.com/blog/top-down-vs-bottom-up-budgeting/</guid><description>Top down vs bottom up budgeting is the gap between the architect&apos;s blueprint and the bricklayer&apos;s count. Run both, read where the walls fail to meet, and budget from there.</description><pubDate>Fri, 17 Jul 2026 00:00:00 GMT</pubDate><category>budgeting-spend-working-capital</category></item><item><title>Fractional CFO: The Visiting Specialist Your Startup Calls In, Not the One You Put on Staff</title><link>https://cxcash.com/blog/fractional-cfo-when-to-hire/</link><guid isPermaLink="true">https://cxcash.com/blog/fractional-cfo-when-to-hire/</guid><description>A fractional CFO is the visiting specialist you call in for the procedure, not the doctor who takes your temperature daily. When to hire a fractional CFO, and when not to.</description><pubDate>Thu, 16 Jul 2026 00:00:00 GMT</pubDate><category>fpa-reporting-systems</category></item><item><title>Cash Flow Forecasting Techniques: Send the Right Scout Down the Road Ahead</title><link>https://cxcash.com/blog/cash-flow-forecasting-methods-techniques/</link><guid isPermaLink="true">https://cxcash.com/blog/cash-flow-forecasting-methods-techniques/</guid><description>The cash flow forecasting techniques you actually need read the ground ahead like scouts. Pick the one that fits the distance and the time you have, and your forecast stops lying to you.</description><pubDate>Tue, 14 Jul 2026 00:00:00 GMT</pubDate><category>cash-flow-forecasting</category></item><item><title>Where to Park Idle Startup Cash: Choosing Your Anchorage Between Safe Harbor and Open Water</title><link>https://cxcash.com/blog/where-to-park-idle-startup-cash/</link><guid isPermaLink="true">https://cxcash.com/blog/where-to-park-idle-startup-cash/</guid><description>Where to park idle startup cash comes down to one choice: how far from safe harbor you anchor for a little more yield, knowing open water pays better and sinks faster.</description><pubDate>Mon, 13 Jul 2026 00:00:00 GMT</pubDate><category>cash-treasury-management</category></item><item><title>Data Room Startup Guide: Pass the Pre-Flight Walkaround Investors Run</title><link>https://cxcash.com/blog/startup-data-room-guide/</link><guid isPermaLink="true">https://cxcash.com/blog/startup-data-room-guide/</guid><description>A data room startup guide built around the pre-flight inspection an investor runs before they board: walk the aircraft, check the logs, and find the one cracked part that scrubs the deal.</description><pubDate>Fri, 10 Jul 2026 00:00:00 GMT</pubDate><category>for-investors-boards</category></item><item><title>How Much Runway Do You Need? Carry Oxygen to the Next Camp, Not the Summit</title><link>https://cxcash.com/blog/how-much-runway-do-you-need/</link><guid isPermaLink="true">https://cxcash.com/blog/how-much-runway-do-you-need/</guid><description>How much runway do you need? Enough to reach your next camp, a milestone or a raise, with a reserve in hand. Never enough to chase the summit and strand the climb.</description><pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate><category>fundraising-runway-equity</category></item><item><title>MRR vs ARR: Your Pace Per Mile and Your Projected Finish Time</title><link>https://cxcash.com/blog/mrr-vs-arr/</link><guid isPermaLink="true">https://cxcash.com/blog/mrr-vs-arr/</guid><description>MRR vs ARR, explained through pace: MRR is your pace per mile right now, ARR is your projected finish time, and confusing the two breaks your race.</description><pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate><category>saas-metrics-unit-economics</category></item><item><title>Sensitivity Analysis: Load-Test the Model Before Rush Hour Finds the Weak Span</title><link>https://cxcash.com/blog/sensitivity-analysis-stress-test/</link><guid isPermaLink="true">https://cxcash.com/blog/sensitivity-analysis-stress-test/</guid><description>Sensitivity analysis is load-testing your financial model: push known loads through it and watch where it bends, before real cash flow finds the crack for you.</description><pubDate>Mon, 06 Jul 2026 00:00:00 GMT</pubDate><category>modeling-scenario-risk</category></item><item><title>Zero Based Budgeting for Startups: Prune the Budget, Don&apos;t Slash It</title><link>https://cxcash.com/blog/zero-based-budgeting-startups/</link><guid isPermaLink="true">https://cxcash.com/blog/zero-based-budgeting-startups/</guid><description>Zero based budgeting for startups is pruning, not cutting for the sake of cutting. Every line starts at zero and has to earn its light back. A founder&apos;s guide.</description><pubDate>Fri, 03 Jul 2026 00:00:00 GMT</pubDate><category>budgeting-spend-working-capital</category></item><item><title>Month-End Close: The Reset That Keeps Errors From Growing</title><link>https://cxcash.com/blog/month-end-close-process-checklist/</link><guid isPermaLink="true">https://cxcash.com/blog/month-end-close-process-checklist/</guid><description>Leave the month-end close undone and small errors grow until you cannot rely on a number. Run the close as a recurring reset, and follow the checklist that keeps the dirt out.</description><pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate><category>fpa-reporting-systems</category></item><item><title>Direct vs Indirect Cash Flow Forecasting: The Ticket Rail and the Books</title><link>https://cxcash.com/blog/direct-vs-indirect-cash-flow-forecasting/</link><guid isPermaLink="true">https://cxcash.com/blog/direct-vs-indirect-cash-flow-forecasting/</guid><description>Direct vs indirect cash flow forecasting, run like a kitchen: the direct method is the ticket rail during the rush, the indirect method is the books you square after close.</description><pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate><category>cash-flow-forecasting</category></item><item><title>Cash Position 101: The Schrödinger&apos;s Cat Sitting In Your Bank Accounts</title><link>https://cxcash.com/blog/cash-position-101/</link><guid isPermaLink="true">https://cxcash.com/blog/cash-position-101/</guid><description>Until you look at every account, your cash position is both alive and dead at once. Here is how the act of looking collapses it into one real number you can use.</description><pubDate>Mon, 29 Jun 2026 00:00:00 GMT</pubDate><category>cash-treasury-management</category></item><item><title>TVPI, DPI &amp; IRR: The Survival Rations Math Every Investor Should Run</title><link>https://cxcash.com/blog/fund-metrics-irr-tvpi-dpi-moic/</link><guid isPermaLink="true">https://cxcash.com/blog/fund-metrics-irr-tvpi-dpi-moic/</guid><description>TVPI, DPI and IRR explained as survival rations math: TVPI and MOIC are sealed cans you have not opened, DPI is what you have already eaten.</description><pubDate>Fri, 26 Jun 2026 00:00:00 GMT</pubDate><category>for-investors-boards</category></item><item><title>Venture debt is a tourniquet: it stops the bleed, it is not new blood</title><link>https://cxcash.com/blog/venture-debt-non-dilutive-financing/</link><guid isPermaLink="true">https://cxcash.com/blog/venture-debt-non-dilutive-financing/</guid><description>Venture debt is a tourniquet for a startup that is bleeding cash. It buys you time by stopping the bleed, but left on too long it costs you the limb. Here is when to tie it on and when to take it off.</description><pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate><category>fundraising-runway-equity</category></item><item><title>SaaS Metrics: The Mission Control Guide to the Numbers That Decide Go or No-Go</title><link>https://cxcash.com/blog/complete-guide-to-saas-metrics/</link><guid isPermaLink="true">https://cxcash.com/blog/complete-guide-to-saas-metrics/</guid><description>A mission control guide to SaaS metrics: the handful of readings that decide go or no-go, and the telemetry you should stop watching.</description><pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate><category>saas-metrics-unit-economics</category></item><item><title>How to Build a Startup Financial Model: Mise en Place for Your Money</title><link>https://cxcash.com/blog/how-to-build-a-financial-model-startup/</link><guid isPermaLink="true">https://cxcash.com/blog/how-to-build-a-financial-model-startup/</guid><description>Build a startup financial model the way a kitchen runs prep: clean assumptions, linked statements, and the calm to survive a bad month. A founder&apos;s guide.</description><pubDate>Mon, 22 Jun 2026 00:00:00 GMT</pubDate><category>modeling-scenario-risk</category></item><item><title>How to Build a Startup Budget WeWork Never Had</title><link>https://cxcash.com/blog/how-to-build-a-startup-budget/</link><guid isPermaLink="true">https://cxcash.com/blog/how-to-build-a-startup-budget/</guid><description>Want to know how to build a startup budget that survives contact with reality? WeWork raised billion-dollar rounds and still could not price a single desk. Here is the fix.</description><pubDate>Fri, 19 Jun 2026 00:00:00 GMT</pubDate><category>budgeting-spend-working-capital</category></item><item><title>AI in Finance Is the Autopilot, Not the Pilot: What It Flies and What It Can&apos;t (2026)</title><link>https://cxcash.com/blog/ai-in-finance-accounting/</link><guid isPermaLink="true">https://cxcash.com/blog/ai-in-finance-accounting/</guid><description>AI in finance is the autopilot of your books: it flies the long cruise of matching and reporting, but it does not take off, land, or own the emergency. Here is what machine learning in accounting really does in 2026.</description><pubDate>Thu, 18 Jun 2026 00:00:00 GMT</pubDate><category>fpa-reporting-systems</category></item><item><title>Cash Flow Forecasting Is a Weather Forecast for Your Bank Account</title><link>https://cxcash.com/blog/cash-flow-forecasting-complete-guide/</link><guid isPermaLink="true">https://cxcash.com/blog/cash-flow-forecasting-complete-guide/</guid><description>Cash flow forecasting is less about predicting the exact number than getting you ready for it. Like a weather forecast, its value is letting you prepare for conditions you cannot control. This guide covers what it is and how to build one.</description><pubDate>Tue, 16 Jun 2026 00:00:00 GMT</pubDate><category>cash-flow-forecasting</category></item><item><title>Treasury management is your company&apos;s bloodstream, not a Series C luxury</title><link>https://cxcash.com/blog/what-is-treasury-management/</link><guid isPermaLink="true">https://cxcash.com/blog/what-is-treasury-management/</guid><description>Treasury management is the circulatory system of a business: the system that decides which parts get cash and when. It keeps your company solvent at any size, even at zero revenue.</description><pubDate>Mon, 15 Jun 2026 00:00:00 GMT</pubDate><category>cash-treasury-management</category></item><item><title>The 13-Week Cash Flow Forecast, Explained: The Tool Turnaround Pros Build First</title><link>https://cxcash.com/blog/13-week-cash-flow-forecast-explained/</link><guid isPermaLink="true">https://cxcash.com/blog/13-week-cash-flow-forecast-explained/</guid><description>A 13 week cash flow forecast tracks cash in and out, week by week, across 90 days. Here is why turnaround pros build it first, and how to build yours.</description><pubDate>Sat, 13 Jun 2026 00:00:00 GMT</pubDate><category>cash-flow-forecasting</category></item><item><title>Portfolio Monitoring for VCs: How to Catch the Company That Goes Quiet</title><link>https://cxcash.com/blog/portfolio-monitoring-for-vcs/</link><guid isPermaLink="true">https://cxcash.com/blog/portfolio-monitoring-for-vcs/</guid><description>Portfolio monitoring is how a fund tracks the health of every company it backs. Here is why it really exists to catch the founder who stops responding, and how to build it.</description><pubDate>Sat, 13 Jun 2026 00:00:00 GMT</pubDate><category>for-investors-boards</category></item></channel></rss>